(818) 399-9905 · Open 9 AM–9 PM, 7 Days a Week · ★★★★★ 4.9 · 500+ Reviews · Van Nuys Airport
Flight Training Financing

Finance Your Way To The Flight Deck

Career-track training loans with terms up to 15 years and payments you can defer while you train — or keep it simple and interest-free by paying the school directly. Your budget shouldn't decide whether you become a pilot.

Up To 15-Year Terms0% Interest-Free OptionSoft Credit Pull — No Score ImpactApproval In ~1 Business Day
Loan Calculator

Estimate Your Monthly Payment

Move the sliders to model your loan — set the rate to match any quote.

Amount Financed$25,000
$5,000$90,000
Interest Rate (APR)9.9%
3%20%
Loan Term
Estimated Monthly Payment
$330/mo
Illustrative estimate only. Your actual rate and monthly payment are determined by the lender and subject to credit approval.
Two Options

Two Ways To Fund Your Training

Apply for a career-training loan through Stratus Financial, or keep it simple and interest-free by paying the school directly as you fly.

★ Most Popular
Option 1 · Lender

Stratus Financial

Career-training loans built for pilots.

  • Up to 15-year repayment terms
  • Finance up to 100% of your training
  • Defer payments while you're still training
  • Among the lowest monthly payments in aviation
  • Soft credit pull — checking won't hurt your score
  • Conditional approval in ~1 business day
Apply For Financing →
Option 2 · In-House

Pay As You Fly

Simple, transparent, interest-free.

  • 0% interest — you pay only the course price
  • No credit check, no loan application
  • No approval process, no hidden fees
  • Up to 12 monthly installments, timed with your progress
  • Pay directly with the school as you train
Talk To An Advisor →
Side By Side

Quick Comparison

Stratus FinancialPay As You Fly
Best ForCareer-track & full programsPaced or budget-conscious students
Credit CheckSoft pull — no score impactNone
InterestCompetitive, tailored to you0% — interest-free
Up Front$0 down possibleFirst installment
RepaymentDefer while training · up to 15 yrsUp to 12 installments as you train
CoverageUp to 100% of trainingPer course, as you fly
The Process

Applying Takes Minutes

1

Apply Online

A short application with a soft credit pull — no impact on your score.

2

Get Approved

Conditional approval typically within one business day.

3

Sign Your Docs

Add a co-borrower if it helps you qualify for better terms.

4

Start Flying

Funds are disbursed in about 2–3 weeks — then you're cleared for takeoff.

✓ You're 18 or olderUS citizen or lifetime permanent resident✓ A US bank account
Good To Know

Financing Questions, Answered

What do I need to qualify?

You'll need to be 18 or older, a US citizen or lifetime permanent resident (green card), and have a US bank account. The application itself is all it takes to get started.

Will applying hurt my credit score?

No. The lender reviews your application with a soft credit pull, which doesn't affect your score. A hard inquiry only happens if you're approved and choose to move forward.

How fast is approval and funding?

Conditional approval typically arrives within one business day. Once your documents are signed, loans usually fund within about 2–3 weeks.

Do I need a co-signer or a job?

Not necessarily. You can apply on your own if you can show sufficient liquid assets. The application determines whether a co-borrower is needed — and adding one can improve your terms.

Is there a penalty for paying off early?

None. You can prepay your loan in whole or in part at any time with no prepayment penalty.

Ready When You Are

Your Career In Aviation Is Fundable

See what you qualify for — the application only takes a few minutes and a soft credit pull won't affect your score.

★★★★★ 4.9 · 500+ Reviews · LA Flight School · Van Nuys (KVNY)

Financing Application

Apply For Financing

Tell us a little about you and your goals. A financing advisor will reach out — usually the same day — to walk you through your options.

Preferred Contact *

🔒 Your information is kept private — used only by LA Flight School to help with your application. No spam, ever.

★★★★★  500+ five-star reviews

Loved on Google & Yelp

Real students, real first flights, real ratings — straight from Google and Yelp.

Let's Get You Flying

Start However Suits You

The fastest way to know if the left seat is for you is to stand on the flight line. Book a free consultation — or reach us whichever way you like.

Call Us

A real flight advisor answers — 9 AM to 9 PM, seven days a week.

Call (818) 399-9905
★ The Best First Step

Free In-Person Consultation

Tour the school, meet your instructors, sit in the cockpit, and leave with a personal training plan and exact pricing. Your Discovery Flight fee is credited toward training when you enroll within 24 hours.

Contact Us

One minute, a few details, fast answers from a real person on our team.

★★★★★500+ five-star reviews·15+ years training pilots·Van Nuys Airport (KVNY)