Career-track training loans with terms up to 15 years and payments you can defer while you train — or keep it simple and interest-free by paying the school directly. Your budget shouldn't decide whether you become a pilot.
Move the sliders to model your loan — set the rate to match any quote.
Apply for a career-training loan through Stratus Financial, or keep it simple and interest-free by paying the school directly as you fly.
Career-training loans built for pilots.
Simple, transparent, interest-free.
| Stratus Financial | Pay As You Fly | |
|---|---|---|
| Best For | Career-track & full programs | Paced or budget-conscious students |
| Credit Check | Soft pull — no score impact | None |
| Interest | Competitive, tailored to you | 0% — interest-free |
| Up Front | $0 down possible | First installment |
| Repayment | Defer while training · up to 15 yrs | Up to 12 installments as you train |
| Coverage | Up to 100% of training | Per course, as you fly |
A short application with a soft credit pull — no impact on your score.
Conditional approval typically within one business day.
Add a co-borrower if it helps you qualify for better terms.
Funds are disbursed in about 2–3 weeks — then you're cleared for takeoff.
You'll need to be 18 or older, a US citizen or lifetime permanent resident (green card), and have a US bank account. The application itself is all it takes to get started.
No. The lender reviews your application with a soft credit pull, which doesn't affect your score. A hard inquiry only happens if you're approved and choose to move forward.
Conditional approval typically arrives within one business day. Once your documents are signed, loans usually fund within about 2–3 weeks.
Not necessarily. You can apply on your own if you can show sufficient liquid assets. The application determines whether a co-borrower is needed — and adding one can improve your terms.
None. You can prepay your loan in whole or in part at any time with no prepayment penalty.
See what you qualify for — the application only takes a few minutes and a soft credit pull won't affect your score.
★★★★★ 4.9 · 500+ Reviews · LA Flight School · Van Nuys (KVNY)
Tell us a little about you and your goals. A financing advisor will reach out — usually the same day — to walk you through your options.
Financing is provided by third-party lenders. LA Flight School is not a lender and does not provide financial advice; all loan terms, rates, and approvals are determined solely by the lender and subject to credit approval. Pay As You Fly is an in-house payment arrangement, not a loan. Calculator estimates are illustrative only.
LA Flight School · Van Nuys Airport (KVNY), Los Angeles · (818) 399-9905 · Open 9 AM–9 PM, 7 Days
Real students, real first flights, real ratings — straight from Google and Yelp.
The fastest way to know if the left seat is for you is to stand on the flight line. Book a free consultation — or reach us whichever way you like.
Tour the school, meet your instructors, sit in the cockpit, and leave with a personal training plan and exact pricing. Your Discovery Flight fee is credited toward training when you enroll within 24 hours.
One minute, a few details, fast answers from a real person on our team.